HSBC Personal Instalment Loan

Exclusive Offer

  • You really must be a Hong Kong resident
  • You really must be at the very least 18 years of age
  • You really need to have a monthly income of at minimum HKD5,000

Basic steps for application for the loan via HSBC HK Mobile Banking software

Hesitant getting that loan as it appears complex? Submit an application for one from the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.

  1. Get on the version that is latest of this mobile banking application
  2. Touch the menu club regarding the left that is top
  3. Choose ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display screen shows and also the images for the site are for illustration and reference purposes just.

Loan resources and solutions

Publish supporting document for signature loans application

Locate a loan that is suitable to complement together with your particular requirements by responding to a couple of easy concerns.

Personal Loans Comparison

An assessment of Tax Loan with Instalment Loan.

Smart recommendations on loans

Discover tips about how to borrow sensibly.

Relevant services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest in the credit you utilize as opposed to a hard and fast month-to-month repayment.

Consolidating your financial situation

Clear the money you owe faster making use of the private Instalment Loan Balance Consolidation Program.

Cash Instalment Arrange

More money and monetary freedom to realise your own personal objectives. Transform your available credit restriction into immediate cash or move the balance that is outstanding other bank cards to your HSBC bank card account.

To borrow or perhaps not to borrow? Borrow as long as you can easily repay!

Important info


  1. Only applicable to clients who effectively make an application for and drawdown the mortgage throughout the marketing duration with an approved loan level of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of one year. The APR is determined making use of technique specified in appropriate instructions released because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a guide price, which include all relevant rates of interest, charges and fees regarding the product, expressed as a rate that is annualised.
  2. To qualify for HKD100 money rebate beneath the Online Exclusive Offer for Personal Instalment Loan, an Eligible Customer must submit your own Instalment application for the loan via HSBC website www. or HSBC private Web Banking together with loan of HKD100,000 or above must certanly be approved through the Promotional Period. To qualify for HKD100 money rebate underneath the Document Submission provide, an Eligible Customer must submit supporting document(s) required because of the Bank for the Loan application as well as the Loan of HKD100,000 or above must certanly be authorized through the marketing Period.
  3. Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public holiday breaks: 12 noon – 12 midnight, or specific branch’s opening hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual starts when most of the needed info is effectively input in to the Bank’s application assessment system together with Bank might provide the minute application result and investment disbursement. Processing time can vary in certain full instances with regards to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and you really must have had an individual Instalment Loan take into account at the least a couple of months. The financial institution reserves the final right of permitting clients to redraw or perhaps not and it has single discernment to figure out the redrawn quantity and tenor.
  5. Take note that individuals usually do not appoint any 3rd parties to mention private Instalment loan requests to us and won’t process any application which was called by a 3rd party under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.

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